An expense tracker that never asks for your bank login
Voice Sheet is an expense tracker without bank linking. You never hand over bank credentials — you speak or type each expense yourself, and it's written to a Google Sheet in your own Google Drive. You get the privacy of manual tracking without the typing that usually makes it a chore.
No bank linking
Voice Sheet
How tracking without bank linking works
- 1
Start without an account link
Download the app and connect a Google Sheet. No bank login, no credit card, nothing to authorize but your own spreadsheet.
- 2
Log spending yourself, in seconds
Speak an expense or jot a note; the AI parses the amount, merchant, and category.
- 3
It lands in a sheet only you control
Every entry becomes a row in your Google Drive — not in anyone's transaction database.
No bank linking at a glance
- Bank connection
- None — not required and not even offered
- Voice processing
- On your device; audio never uploads
- Data storage
- Your own Google Sheet, in your Google Drive
- Works offline
- Yes — entries queue and sync later
- Cost to start
- Free, no credit card
Why you'll like it
No middleman holds your credentials
Bank-linked apps route your login through aggregator services. Voice Sheet has no bank connection at all, so there is simply nothing to breach.
Manual tracking without the chore
The usual price of not linking a bank is typing everything. Speaking an expense takes about two seconds, so staying private doesn't cost you the habit.
Cash doesn't slip through
Bank feeds never see cash, tips, or split bills. Saying it out loud the moment it happens catches the spending a feed would miss.
Questions about tracking without bank linking
- Fewer parties holding your credentials means a smaller breach surface, and manual logging keeps you conscious of every purchase instead of skimming an auto-imported list. It also covers what bank feeds can't see — cash, tips, and shared costs — so your record is actually complete.
- Not when capture takes two seconds. Voice Sheet parses a spoken sentence into a formatted row, Quick Capture turns a whole note into many rows at once, and the home screen widget removes the navigation. You do the noticing; the app does the typing.
- Your entries are written to your own Google Sheet, not to a Voice Sheet database — there is no server-side copy of your transaction history. Voice is transcribed on your device, and only the transcribed text passes through Google's Gemini API for parsing.
- Yes — better ones, arguably. Because everything lands in a real spreadsheet, you can build exactly the charts, pivot tables, and monthly summaries you want, or share the sheet with an accountant, instead of settling for an app's fixed report screens.
Explore related features
Voice logging
Speak a transaction and it's parsed in about two seconds — hands-free.
Log expenses by voiceGoogle Sheets sync
Each entry lands as a real row in your own Google Sheet.
Expense tracker for Google SheetsOffline mode
Entries queue offline and sync to your spreadsheet once you reconnect.
Offline expense tracker
Start talking. Stop typing.
Voice Sheet logs what you say straight to a spreadsheet you own. Free to start — no credit card needed.